We are in the registration phase of the platform. The first operations will be published here as soon as the process is complete. How the registration process works
Transparency
Investing involves a real risk of losing all or part of your capital.
When you invest in an equity stake or in a convertible instrument, you take on the risk of losing all of the amount you put in, or part of it. There is no guarantee of return, no coverage from the Brazilian Credit Guarantee Fund (FGC) and no fixed deadline for getting your money back. Past results from any deal are neither a forecast nor a promise of future results.
Risk factors
No single risk defines the investment: they combine and reinforce one another. Read them all before assessing any offer published on the platform.
The amount you invest has no guaranteed minimum return and can fall significantly, including down to a total loss of everything you put in. The outcome depends on how the company performs, on management decisions and on the terms of the deal, all of which are outside the control of the person investing.
Equity stakes and convertible instruments are not covered by the Brazilian Credit Guarantee Fund (FGC). FGC protection applies to certain credit and deposit products, not to investments in companies. There is also no public guarantee of early redemption, of any minimum payment or of the return of any amount.
The time horizon for these investments is long and early redemption is not the rule. In general, you can only exit during the conversion or trading windows set out in the offer document, which may open several years later. If you need the money in the short term, you risk not being able to recover the amount in time.
The issuing company competes in a demanding market and depends on future revenue, on people and on decisions that may not hold up. When the instrument provides for periodic payments or a future conversion, there is a risk that the issuer will not generate enough cash to meet what was promised, which reduces the amount you receive or wipes it out entirely.
New shareholders coming in or later rounds taking place can reduce the stake of people who have already invested, even while the company is growing. New issues and changes in the ownership structure shift the proportions between shareholders, and an investor can hold less absolute value on the way out than they had when they came in.
The business depends on systems, partners, key people and the economic climate. Platform failures, service downtime, swings in interest and exchange rates and drops in demand all affect the business and the value of the stake. Regulatory and tax changes can also alter the structure of the investment.
Before you confirm
Investing in companies does not require deep market knowledge. It requires method: understanding before you sign.
The offer document, the issuance terms and the descriptive memorandum of the instrument explain what you are buying. Read everything at your own pace and go back to your questions whenever a term is not clear.
Check under which conditions the investment converts into equity, in which window that happens and how the exit value is calculated. Every deal has its own rules, and they matter more than any expectation of return.
A small amount in a very small company can represent a significant slice of the business. Concentrating capital in a single company increases your dependence on how it performs and limits how quickly you can react if something does not go as planned.
A question left unanswered is a risk that stays in your pocket. Use the support channels to ask about governance, the figures presented and the specific risks of the deal before you confirm any contribution.
Spreading capital across businesses in different sectors reduces the impact of any single result. Concentrating in one company or one sector removes precisely the protection diversification offers.
Only consider amounts you can keep in the deal for the entire term, without relying on that money for bills, studies or any commitment already planned. A decision taken under financial pressure tends to be an expensive decision.
If any concept is still unclear after reading the documents, that is a reason not to invest now. The platform exists to organize the decision, but the choice and the risk are yours.
Transparency
Capitalez organizes and publishes information. That does not replace reading each company's documents or carrying out your own assessment.
The data shown on each offer page were provided by the issuing companies and reflect a specific moment in the deal. Projections, revenue estimates and expansion plans describe intentions, not assured results, and they may not hold up over time.
Everything published here is informational and does not constitute an investment recommendation, a public offer or an invitation to subscribe to any instrument. Nothing on this platform replaces an assessment of your financial profile, your time horizon and your tolerance for risk.
Only commit money you can keep in the deal for the whole term, diversify across companies and, if you have any doubt about an offer document, seek qualified professional advice before deciding.
The rules of the site, the handling of data and the use of cookies are set out in the documents below.
Next step
Gather the questions that went unanswered, read the frequently asked questions or contact us. Clear information is the first protection for the investor.
